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Benefits of using a budget

  • Less stress: Knowing how much money is going in and out of your bank account can help ensure you are not spending money you do not have.
  • Prepared for emergencies: Unexpected expenses seem to come at the worst times but maintaining a budget can help cover situations like car troubles and job loss.
  • Achieve financial goals: Budgets ensure you have enough for your everyday spending and longer-term goals.
  • Better credit score: Those with a set budget can plan on-time debt payments each month, which will cause their credit score to rise over time.

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